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Getting rid of your midriff bulge is significant for more than merely the benefit of vanity. Excessive abdominal fat--especially visceral fat, the sort that encompasses your organs and puffs your stomach into a "beer gut"--is a predictor of heart disease, type 2 diabetes, insulin resistance, and some cancers. Your age, then your hormones, and other genetic factors might be the reason why, if diet and exercise haven't done much to reduce your pooch. Read on for 11 potential reasons why your belly fat won't budge.